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Indian Personal Finance Portal

Interactive Suite

Smart Financial Calculators Hub

Verified Indian financial mathematics, statutory regulations, and step-by-step actionable breakdowns.

Select an Interactive Financial Calculator

Compute compound interest, plan your retirement corpus, compare tax slabs, and budget monthly salaries with precision mathematics.

Investment

SIP (Systematic Investment Plan) Compounder

Compute the future wealth created by monthly investments in Equity and Hybrid Mutual Funds using compound interest.

FV = P × [((1 + i)^n - 1) / i] × (1 + i)
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Investment

Public Provident Fund (PPF 7.1%) Calculator

Simulate 15 to 30-year maturity wealth and 100% tax-free interest earned under Government of India guaranteed 7.1% EEE PPF.

A = P × (1 + r)^n (iterated annually over n years)
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Investment

Bank Fixed Deposit (FD) Calculator

Calculate maturity amount and total quarterly compounded interest across Indian Scheduled Commercial Banks.

A = P × [1 + (r / 4)]^(4 × n)
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Investment

Recurring Deposit (RD) Calculator

Estimate the maturity value of monthly recurring savings using bank quarterly interest compounding schedules.

M = P × [(1 + i)^n - 1] / [1 - (1 + i)^(-1/3)]
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Loans & Debt

Home & Car Loan EMI Calculator

Calculate your monthly Equated Monthly Installment (EMI), total interest payable, and loan amortization on reducing balance loans.

EMI = [P × r × (1 + r)^n] / [(1 + r)^n - 1]
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Taxation

New vs Old Tax Regime Calculator

Compare tax liabilities under the New Tax Regime (Section 115BAC) vs Old Tax Regime with standard deductions, 80C, 80D, HRA, and NPS rebates.

Tax = Sum of (Taxable Income in Slab × Slab Rate) + 4% Cess - 87A Rebate
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Investment

Step-Up (Top-Up) SIP Calculator

See how increasing your SIP by 10% annually with salary increments can double your final retirement wealth.

FV = Sum over years of monthly SIPs compounding at rate i
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Retirement

SWP (Systematic Withdrawal Plan) Calculator

Plan tax-efficient monthly income from your mutual fund corpus during retirement while preserving your capital.

Balance_t = (Balance_{t-1} - Withdrawal) × (1 + r/12)
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Planning

Rule of 72 Money Doubling Calculator

Calculate how many years it will take for your investment to double at any given interest or return rate.

Years = 72 / Rate (%)
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Planning

50-30-20 Monthly Salary Budget Allocator

Split your net monthly in-hand take-home salary into 50% Needs, 30% Wants, and 20% Automated Investments.

Needs = Salary × 0.50 | Wants = Salary × 0.30 | Investments = Salary × 0.20
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Planning

Emergency Fund Target Calculator

Calculate your mandatory 3 to 6-month contingency cushion based on monthly rent, groceries, EMIs, and insurance premiums.

Reserve = (Rent + Food + Utilities + EMIs + Insurance/12) × Months
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Planning

Inflation Impact & Future Cost Calculator

Calculate how 6% Indian retail inflation erodes your purchasing power and computes future costs for college and retirement.

FV = PV × (1 + r)^n
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