Investment
Public Provident Fund (PPF 7.1%) Calculator
Verified Indian financial mathematics, statutory regulations, and step-by-step actionable breakdowns.
SIP (Systematic Investment Plan)
Monthly compounding in Equity & Hybrid Mutual Funds
Monthly Investment Amount₹10,000
Expected Annual Returns (CAGR)12.0%
Time Horizon15 Years
Invested Amount
₹18,00,000
Wealth Gained
₹32,45,760
Total Corpus
₹50,45,760
Mathematical Formula & Calculation Engine
PPF interest is compounded annually and calculated on the minimum balance maintained between the 5th day and the end of each calendar month.
A = P × (1 + r)^n (iterated annually over n years)
Why Use the PPF Calculator?
Zero credit risk backed by statutory sovereign guarantee
100% tax-free maturity and annual interest under Section 10(11)
Can be extended indefinitely in 5-year blocks
PPF Calculator FAQs
Any amount deposited beyond ₹1.5 Lakhs in a single financial year will not earn any interest and will not qualify for Section 80C deductions.
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