Planning
Inflation Impact & Future Cost Calculator
Verified Indian financial mathematics, statutory regulations, and step-by-step actionable breakdowns.
SIP (Systematic Investment Plan)
Monthly compounding in Equity & Hybrid Mutual Funds
Monthly Investment Amount₹10,000
Expected Annual Returns (CAGR)12.0%
Time Horizon15 Years
Invested Amount
₹18,00,000
Wealth Gained
₹32,45,760
Total Corpus
₹50,45,760
Mathematical Formula & Calculation Engine
Calculates the future inflated cost of today's expenses: Future Value = Present Value × (1 + Inflation Rate)^Years.
FV = PV × (1 + r)^n
Why Use the Inflation Impact?
Reveals why parking money purely in bank FDs loses real purchasing power
Crucial for sizing child education and retirement goals accurately
Inflation Impact FAQs
While general consumer inflation averages 5.5% - 6%, higher education and healthcare inflation in India historically runs higher at 10% to 12% annually.
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